Last Updated: November 18, 2025

1. Acceptance of Terms

By accessing and using djkservices.com (the "Website"), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use this Website.

2. Use of Website

This Website provides business planning resources, templates, calculators, and educational content for informational purposes only.

You agree to:

  • Use the Website for lawful purposes only
  • Not attempt to gain unauthorized access to our systems
  • Not upload malicious code or viruses
  • Not misuse or abuse our services
  • Provide accurate information when creating an account

3. Disclaimer of Warranties

IMPORTANT - PLEASE READ CAREFULLY:

THE INFORMATION, TOOLS, TEMPLATES, AND RESOURCES PROVIDED ON THIS WEBSITE ARE FOR GENERAL INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. THEY ARE NOT INTENDED AS FINANCIAL, LEGAL, TAX, OR PROFESSIONAL ADVICE.

THIS WEBSITE AND ALL CONTENT ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

  • Accuracy, completeness, or reliability of information
  • Fitness for a particular purpose
  • Non-infringement
  • Merchantability

4. Limitation of Liability

DJK SERVICES AND ITS OWNER(S) SHALL NOT BE LIABLE FOR:

  • Any business decisions made based on information from this Website
  • Any financial losses or damages resulting from use of our resources
  • Errors or omissions in any content
  • Interruption or unavailability of the Website
  • Loss of data or uploaded files
  • Any indirect, incidental, special, consequential, or punitive damages

YOU USE THIS WEBSITE AND ITS RESOURCES AT YOUR OWN RISK.

5. Professional Advice Disclaimer

NOT A SUBSTITUTE FOR PROFESSIONAL ADVICE:

The calculators, templates, and information provided on this Website are not a substitute for professional financial, legal, accounting, or business advice.

You should consult with qualified professionals before:

  • Making significant business decisions
  • Choosing a business structure
  • Filing taxes or financial statements
  • Signing contracts or agreements
  • Seeking investment or funding
  • Making financial projections for official use

6. User Accounts & Data

Account Security: You are responsible for maintaining the confidentiality of your account credentials.

Uploaded Files: While we take reasonable measures to protect your data, we cannot guarantee absolute security. Do not upload highly sensitive or confidential information.

Data Backup: We recommend keeping local backups of all documents you upload. We are not responsible for data loss.

Account Termination: We reserve the right to terminate accounts that violate these terms.

7. Intellectual Property

Our Content: All content on this Website, including text, graphics, logos, and software, is the property of DJK Services and protected by copyright laws.

Your Use: You may use our templates and resources for your personal or business planning. You may not resell, redistribute, or claim ownership of our content.

Your Uploads: You retain ownership of any documents or data you upload. By uploading, you grant us the right to store and process your files to provide our services.

8. Third-Party Links

This Website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites.

9. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting. Your continued use of the Website after changes constitutes acceptance of the modified terms.

10. Indemnification

You agree to indemnify and hold harmless DJK Services and its owner(s) from any claims, damages, losses, or expenses arising from your use of the Website or violation of these Terms.

11. Governing Law

These Terms are governed by the laws of the United States and the State of Florida. Any disputes shall be resolved in the courts of Florida.

12. Contact Information

If you have questions about these Terms and Conditions, please contact us:

Email: info@djkservices.com
Website: djkservices.com

📋 Summary

By using this Website, you acknowledge that:

  • Our resources are for informational purposes only
  • We are not providing professional advice
  • You should consult qualified professionals for your specific situation
  • DJK Services and its owner(s) are not liable for any business decisions or outcomes
  • You use this Website at your own risk